Is Property the Best Investment For Doctors: What the Data Says

Property has long been the default wealth-building strategy for Australian doctors, but the long-term data suggests it isn’t always the standout performer. Vanguard’s 2025 Index Chart shows that over the 30 years to June 2025, U.S., Australian and international shares all finished ahead of Australian listed property, with shares also offering greater liquidity, broader diversification and less reliance on debt. With proposed changes to negative gearing and capital gains tax that could weaken property’s traditional tax advantages, this article explains why doctors should think more broadly about how they build wealth. It also looks at where financial advice from BFD Financial Planning can help turn a high income into structured, diversified wealth, so that property is part of the plan rather than the whole plan.