Property investment tips
Understand the purpose of the investment and stick within your budget. If your investment is primarily as a tax offset then the property would be negative geared: as a capital growth asset and a high risk area, it should be a positively geared asset as it will most...
Understanding Tax deductions for Rental Properties
Understanding tax deductions against rental income can provide insight into the value of a potential investment. It can also avoid expenditure on upgrades and renovations that may not be tax deductible in the year they are incurred. Most investment properties are...
Loan to Value Ratio (LVR) and other banking mysteries – a guide for Doctors
Many health professionals lack an understanding of the banking industry. Terms like ‘LVR’ are a mystery. As a result applications for finance become frustrating due to the paperwork and information that is required. The various loans, deposits, interest...
To fix or not to fix, that is the question! Mortgages rates explained
by Dr April Armstrong Having purchased a number of residential and commercial properties I have always sought to understand the benefits and risks of fixing interest rates. Interest rates have been low and affordable over the past 10 years. My increasing income as a...
Negative gearing on holiday homes
Investing in property can extend to rental holiday homes which sounds almost too good to be true. With careful selection and consideration, a family holiday home can be a viable financial investment. Negative gearing that applies to residential and commercial...Business for Doctors Events
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